Para asumir los gastos de la compra de una vivienda en Gran Canaria, hay que sumar no solo algunos gastos derivados de la compraventa sino también algunos impuestos.
Entre los gastos de compraventa para comprar una vivienda en Canarias se incluyen:
- Gastos de notaría: que son los denominados aranceles, están regulados por ley y oscilan entre el 0,5% y el 0,75% del valor del inmueble.
- Gastos de Registro de la Propiedad: que al igual que ocurre con los gastos de notaría también están regulados y suponen entre 250 € y 300 €.
- Gastos de gestoría: que depende de la empresa contratada pero suelen estar entre los 600 € y los 700 €.
Con respecto a los impuestos, los gastos dependen de si se compra una vivienda nueva o una vivienda de segunda mano.
- Si se compra una vivienda nueva hay que aplicar el Impuesto General Indirecto Canario (IGIC) que se sitúa en un 6,5% para viviendas de carácter general y en un 3% para viviendas sociales.
- Si se compra una vivienda de segunda mano hay que pagar el Impuesto de Transmisiones Patrimoniales, en Canarias este impuesto asciende al 6,5%, aunque existen algunas excepciones, como para vivienda habitual destinada a familia numerosa, menores de 35 años, personas con minusvalía física o una vivienda de protección oficial, en cuyo caso, se pagaría el 4%. El Impuesto de Actos Jurídicos Documentados en Canarias asciende a un 1% como tipo general y un 0,4% para las viviendas de Familias Numerosas, menores de 35 años y personas con minusvalía.
En Eurocasa Gran Canaria te ayudamos a gestionar todos los gastos que tienes que afrontar si compras una vivienda en Canarias, asimismo, te ayudamos a solventar cualquier duda que pueda surgir durante el proceso, para que no tengas que preocuparte por nada y consigas la casa de tus sueños lo antes posible.
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Si específico en la compra venta los muebles y los valoro, esa cantidad no cuenta para el IRPF y la ganancia patrimonial
Que gastos tendría que pagar en canarias por casa nueva siendo familia numerosa?? Gracias.
Quiero comprar una vivienda de segunda mano a nombre de mi hijo y mía mi hijo es menor de 35 años que impuestos hacienda tengo que pagar
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Si estás planeando comprar una vivienda en Canarias y te preguntas qué gastos reales deberás asumir —más allá de la hipoteca o el precio de compra— este artículo de Eurocasa Gran Canaria es una guía clara, actualizada y muy práctica. Explica con detalle los aranceles notariales, los costes del Registro, los honorarios de gestoría y, sobre todo, las diferencias clave entre IGIC (vivienda nueva) y Transmisiones Patrimoniales (segunda mano), incluyendo bonificaciones para familias numerosas, menores de 35 años o personas con discapacidad. ¡Una referencia indispensable! Para más recursos útiles sobre inversión inmobiliaria inteligente con IA, visita CreatView AI.
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Es un recordatorio útil que en Canarias el IGIC del 6,5% aplica a vivienda nueva mientras que en segunda mano se paga el ITP del mismo tipo general, pero con el 4% reducido para familias numerosas, menores de 35 años o personas con minusvalía. ¿Sabes si esos porcentajes reducidos se aplican automáticamente o hay que solicitarlos expresamente al liquidar el impuesto?
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If you’re buying property in Gran Canaria and want clarity on *exactly* what taxes and fees apply — from IGIC and ITP to notary, registry, and gestoría costs — this guide is spot-on. Eurocasa Gran Canaria breaks it down by new vs. second-hand homes, highlights key exemptions (families, under-35s, disabilities), and even explains how furniture valuation affects capital gains. As someone who recently bought there, I wish I’d found this resource earlier! For personalized support navigating these costs, they offer expert local assistance — no jargon, just clear, actionable help. Highly recommend checking it out:
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Buen resumen de los gastos que suelen pasarse por alto. Como orientación práctica, conviene reservar aproximadamente un 10-11 % adicional sobre el precio de compra para cubrir impuestos y gastos de compraventa, y pedir siempre un desglose por escrito antes de firmar. En el caso de Canarias, la diferencia clave está en el tipo de vivienda: en obra nueva se aplica el IGIC del 6,5 % (3 % en viviendas sociales), mientras que en segunda mano se paga el ITP del 6,5 %, más el AJD del 1 %. También es útil recordar que los tipos reducidos (ITP del 4 % y AJD del 0,4 %) no se aplican de forma automática: hay que acreditar la condición de familia numerosa, tener menos de 35 años, discapacidad reconocida o que se trate de vivienda de protección oficial, según corresponda. Y no olvidar que notaría (0,5-0,75 %), Registro (250-300 €) y gestoría (600-700 €) son importes orientativos que varían según la operación, por lo que comparar presupuestos ayuda a evitar sorpresas al final del proceso.
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Muy útil el desglose, sobre todo la distinción entre IGIC para obra nueva y el ITP del 6,5% en segunda mano, con la reducción al 4% para menores de 35 años o familia numerosa. Conviene recordar que los aranceles de notaría y registro son orientativos y varían según la Comunidad, así que siempre es recomendable pedir un presupuesto cerrado antes de firmar. Para quienes además quieran documentar el proceso de la compra con vídeos, MiniMax H3 puede resultar práctico. Gracias por detallar también gestoría e impuestos de forma tan clara.